Trust Our Firm When Faced With Life’s Changes and Challenges
Serving all of Long Island & The Tri-State Area
Contact us for your free consultation today. You have nothing to lose and much to gain.
“We work closely with our clients to guide them through some of the most challenging times in their lives, whether divorce, foreclosure or bankruptcy or more positive yet challenging estate or real estate issues and so forth, and zealously advocate on their behalf. It may seem cliché to say we treat every client as if our only client, but we actually do.”
Roy Lester, Founder & Senior Partner
Lester Korinman Kamran &Masini, P.C.
Contact us for your free consultation today. You have nothing to lose and much to gain.
About Us
85+ Years Of Combined Experience
Diverse Legal Expertise
With more than 85 years of combined legal experience, our team of skilled and principled attorneys works diligently and creatively on your behalf for your best outcome.
Our Long Island roots serve us well with experience in local courts, while our practice extends throughout the Tri-State area and beyond.
Trust Our Firm When Faced With Life’s Changes and Challenges
Meet Our Team
While focusing on our individual fields of legal expertise, the members of our accomplished team work closely and regularly consult with one another — particularly when issues are unusually complex or cross legal disciplines — to proactively resolve issues, identify constructive solutions, and achieve optimal results, providing cost-effective legal representation to meet or exceed our clients’ expectations.
Members of the New York and California State Bar Associations.
Contact us for your free consultation today. You have nothing to lose and much to gain.
Practices Areas
When To File For Bankruptcy
Bankruptcy can be a viable solution to serious personal or business financial troubles. Whether the result of the 2020 pandemic, loss of job or business revenue, or other reasons for overwhelming debt ranging from divorce to exorbitant medical bills, anyone can find themselves in a situation in which their income, savings, and insurance are just not enough. This is why bankruptcy protection exists.
Commencing a bankruptcy case immediately stops creditors’ collection actions against you and your property. Garnishment of wages, calls from collection agencies, and lawsuits seeking debt repayment, such as foreclosures, are among the types of actions that come to a halt while your bankruptcy is pending.
When considering bankruptcy, the earlier you consult an expert bankruptcy attorney the better. Rely on the attorneys at Lester & Associates who have extensive experience in all phases of the process to help you decide if bankruptcy is the answer for you, and if it is, to guide you in navigating the laws and requirements that govern this complex arena.
Chapter 7
Chapter 7 is the most common type of bankruptcy, usually filed by individuals rather than businesses (although, in some cases, the latter may apply). It is sometimes called liquidation bankruptcy, as it involves the sale of certain non-exempt assets to pay creditors.
This essentially involves placing the non-exempt assets you own in the hands of the Bankruptcy Court, which then liquidates those assets to pay creditors. The process requires full financial disclosure of all your assets, income, and debts in the hope of ultimately releasing you from personal liability for your debts and enabling a fresh start.
Chapter 13
Chapter 13 is also a common solution for individuals rather than businesses. It is sometimes referred to as an individual debt reorganization, as it allows those with regular income to retain property and, based on income, repay part or all debts owed over a three- to five-year period through monthly payments to a Chapter 13 trustee and pursuant to a written plan of reorganization approved by the Bankruptcy Court.
Chapter 11
Chapter 11 generally applies to businesses, used by corporations, partnerships and limited liability companies, and is a considerably more complex bankruptcy filing than Chapter 7 and 13. It requires putting together and submitting a detailed reorganization plan designed to repay creditors over time, with their approval.
The reorganization plan places types of debt into specific categories or classes, in a prioritized sequence of repayment to creditors. In most cases, you continue to operate your business as usual, as “debtor in possession,” although the Bankruptcy Court has control over any major decisions such as sale of assets, entering into or breaking a lease, or entering into new or expanded agreements with vendors, contractors and the like. The plan also usually includes some form of downsizing to free up assets and reduce expenses.
Adversary Proceedings
In the middle of an existing bankruptcy case, it is possible for a creditors, the bankruptcy trustee, or the debtor
to still take action against you in the form of an adversary proceeding. This is a lawsuit filed commenced separately from, but related to, a bankruptcy case designed to resolve certain types of disputes that cannot be handled in the bankruptcy case itself.
Adversary proceedings can take many forms;. For example, if a debtor tries to hide assets, a chapter 7 trustee may commence an adversary proceeding seeking to deny the debtor a discharge.
Another example, a creditor may commence an adversary proceeding against a debtor seeking a determination that a particular debt is nondischargeable if the creditor believes the debt was obtained through fraud,. Still another, and a trustee may commence an adversary proceeding against third parties seeking recovery of assets if they were obtained from the debtor for less than fair value.
These are just a few common examples of adversary proceedings, and whether you are the debtor seeking to defend against such a proceeding or a creditor seeking to file a complaint of this type, it is essential to enlist the help of experienced bankruptcy attorneys with a history of successfully dealing with these types of claims, such as those at Lester & Associates.
The laws pertaining to bankruptcy are highly complex, and it’s in your best interest to seek experienced legal counsel as early as possible in the process. The expert attorneys at Lester & Associates will aggressively advocate for you, as they have successfully done for many others.
Appeals
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi.
Corporate Bankruptcy
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullamcorper suscipit lobortis nisl ut aliquip ex ea commodo consequat. Duis autem vel eum iriure dolor in hendrerit in vulputate velit esse molestie consequat, vel illum dolore eu feugiat nulla facilisis at vero eros et accumsan et iusto odio dignissim qui blandit praesent luptatum zzril delenit augue duis dolore te feugait nulla facilisi.
Foreclosure Defense
Ut efficitur semper libero. Donec gravida rutrum lobortis. Donec aliquet elit lacus, in cursus purus condimentum eget. Vivamus aliquam eros sit amet odio aliquet pellentesque. Donec vulputate erat dui, at ultrices augue consequat at. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Sed ante libero, iaculis nec accumsan id, congue et quam.
Loan Modifications
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Short Sales
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Divorce & Family Law
Ut efficitur semper libero. Donec gravida rutrum lobortis. Donec aliquet elit lacus, in cursus purus condimentum eget. Vivamus aliquam eros sit amet odio aliquet pellentesque. Donec vulputate erat dui, at ultrices augue consequat at. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Sed ante libero, iaculis nec accumsan id, congue et quam. Praesent nisi lorem, dapibus et lacinia at, accumsan at est. Fusce dapibus feugiat ligula, ac tempor sapien tempus cursus.
Mediation
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Pre-Nuptial Agreements
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Post-Nuptial Agreements
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
finibus neque vitae
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Donec gravida rutrum
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Vestibulum quis feugiat
Lorem ipsum dolor sit amet, consectetuer adipiscing elit, sed diam nonummy nibh euismod tincidunt ut laoreet dolore magna aliquam erat volutpat. Ut wisi enim ad minim veniam, quis nostrud exerci tation ullam.
Learn More
Estates
Ut efficitur semper libero. Donec gravida rutrum lobortis. Donec aliquet elit lacus, in cursus purus condimentum eget. Vivamus aliquam eros sit amet odio aliquet pellentesque. Donec vulputate erat dui, at ultrices augue consequat at. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Sed ante libero, iaculis nec accumsan id, congue et quam.
Donec gravida
Ut efficitur semper libero. Donec gravida rutrum lobortis. Donec aliquet elit lacus, in cursus purus condimentum eget. Vivamus aliquam eros sit amet odio aliquet pellentesque. Donec vulputate erat dui, at ultrices augue consequat at. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Sed ante libero, iaculis nec accumsan id, congue et quam.
Learn More
Donec gravida
Ut efficitur semper libero. Donec gravida rutrum lobortis. Donec aliquet elit lacus, in cursus purus condimentum eget. Vivamus aliquam eros sit amet odio aliquet pellentesque. Donec vulputate erat dui, at ultrices augue consequat at. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Sed ante libero, iaculis nec accumsan id, congue et quam.
Learn More
Donec gravida
Ut efficitur semper libero. Donec gravida rutrum lobortis. Donec aliquet elit lacus, in cursus purus condimentum eget. Vivamus aliquam eros sit amet odio aliquet pellentesque. Donec vulputate erat dui, at ultrices augue consequat at. Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Sed ante libero, iaculis nec accumsan id, congue et quam.
Learn More
Other Advocacy/Litigation
Real Estate
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Corporate Law
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Estates
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Property Ownership Disputes
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Landlord/Tenant
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Appeals
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua.
Why Choose Us
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis non quam vel mi malesuada cursus. Donec id mi facilisis libero hendrerit condimentum. Morbi a pellentesque felis. Integer nisl erat, viverra a purus at, eleifend posuere elit. Etiam iaculis malesuada justo id luctus. Aliquam erat volutpat.
Testimonials
What Our Clients Say
Resources
